THE APPROACH

Given the barriers to rural development that exist, there is a need to adopt an integrated approach, focussing on collaboration, that can help unlock synergies and create a deeper impact on the ground. This integrated approach is two-fold:

MULTI-SECTORAL APPROACH

Identify synergies to implement cross-sectoral solutions for improved access to products and services for holistic development

MULTI-STAKEHOLDER APPROACH

Foster collaborations by bringing together entrepreneurs, social enterprises, NGOs, private sector players, donors, impact investors, philanthropies, government agencies and end consumers to accelerate rural-focussed solutions in a defined pathway

ENERGY AND FINANCE AS KEY ENABLERS

The integrated approach discerns that access to energy and finance are key enablers that can be leveraged by organisations to scale solutions

Improving reliable access to energy is vital as it will help in

  • Better access to household services, lighting, cooking and powering appliances
  • Increasing income through generating activities and use of energy for productive uses and establishment of small and micro enterprises in rural areas
  • Improving additional services like computers in schools, energy for healthcare, technologies for food processing and water purification etc.

Access to finance can help in

  • Improving purchasing and repaying capacities
  • Increasing the use of technology and appliances for households needs and livelihood opportunities
  • Providing insurance for better access to healthcare, income protection and as an avenue for investment/saving
  • Improving access to better education facilities
  • Increasing the commercial viability and reducing the financial risk for solutions off-take

CASE STUDY

Economic empowerment of rural women:
A case study from Mann Deshi Sahakari Bank

India's first cooperative bank set up in 1996 for and by rural women in Maharashtra, Mann Deshi bank has served more than 100,000 rural women micro-entrepreneurs with doorstep banking services through frugal innovation.

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  • Achieving economies of scale:

    Aggregation of demand of services and products across various sectors to ensure sustainability and commercial viability for interventions.

  • Leveraging expertise:

    Leveraging sectoral experience and expertise across the different stakeholders involved.

  • Risk sharing:

    Enabling sharing of financial and performance/operational risk amongst all stakeholders, including solution providers, investors, NGOs, etc

  • Demand Mobilisation:

    Having an anchor demand centre can help in mobilising the demand for various services and products in nearby areas.

  • Increasing Impact:

    Cross-cutting interventions can deliver sustained impact across multiple sectors.

  • Efficiency in operations:

    Reducing transaction costs and resources for scaling interventions.

CASE STUDY

Collaborative approach towards rural interventions:
A case study from Tata Trusts - Clean Cooking Initiatives

With a mission to catalyse social development, Tata Trusts has been working on a multitude of complex issues that pertain to rural development that have social, economic or environmental impact, one of which is clean cooking solutions.

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